CEO
mica.io
Michael “Mike” Ward is the CEO and Board Member of Mica.io, an Austin‑based zero‑liability, credential‑less payment network, with a career spanning senior executive roles in fintech, payments, and business consulting. Ward has led Mica.io since February 2022. Under his leadership, the company has positioned itself as a global payment infrastructure provider that eliminates reusable credentials from transactions, replacing them with a patented Universally Unique Ephemeral Key (UUEK) to prevent fraud and reduce liability. Mica’s platform supports multi‑tender payments, SKU‑level adjudication, age verification, and digital coupon redemption, and is backed by Intercontinental Exchange.
Tuesday, Oct 06, 2026
1:30pm - 2:30pm
Discover how new technology makes unattended retail possible without sacrificing compliance. See how identity connects payments, loyalty, promotions, age verification, and more into a seamless customer experience. Consumer expectations and regulations are changing fast. Learn what retailers need to know now. How real-time reporting uncovers missed age verifications before they become violations. Learn how AI-powered search is changing customer discovery—and what you can do to stay visible. See how mobile driver's licenses and digital IDs are changing in-store verification—and what retailers
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